Second-Look Financing for Reps

We help your declined or difficult files get a second look

If your buyer is declined by your preferred lender, newer in business, credit-challenged, or struggling to get approved, send them to us before the deal dies. We'll review the file, re-structure it, and match it with the right lender where possible.

Second-look financing|Challenged-credit approvals|Alternative equipment financing|Harder-to-place files|Declined-file review|Startup-friendly financing

For Reps

How it works for reps

1

Send the file before it dies

When your preferred lender declines a buyer, send them to us before the deal is lost. A quick intro or our 5-minute intake is enough.

2

We review and structure it

We give the file a proper second look, re-structure it, and match it with the right lender where possible, instead of a blanket no.

3

You stay in the loop

You get status updates the whole way through, no black box. You know exactly where your buyer stands at every step.

4

A thank you gift

We send you a thank you gift for the referral. Your trust in us matters, and we always make sure it's appreciated.

The Opportunity

The files your regular lender can't approve

Most reps don't have a clean second-look partner for declined or harder-to-place files. Your preferred lender is built for clean files, we're built for everything else. You already have the buyer; you just need somewhere to send the deals that don't fit.

01

Declined-file review

Your buyer was turned down by your preferred lender. We take a second look and structure the file properly before the sale walks.

02

Challenged-credit approvals

Bruised credit, prior proposals, recent issues. Story-based underwriting rather than a single credit score.

03

Startup-friendly financing

Clinics newer in business or under 2 years in operation. We underwrite the revenue plan, not just the track record.

04

Harder-to-place files

Used units, non-physician owners, unusual structures: the files manufacturer programs aren't built for.

Send us a referral

Fill this out and we'll take it from there. We'll keep you posted on status.

The deal

A complementary financing and business-growth partner

We don't compete with your preferred lender, we complement it, picking up the files it can't approve. And our optional launch package helps the clinic grow revenue, giving them a stronger business case for repaying the equipment, so your approvals are more likely to fund and stick.

Aesthetic Capital

Specialized equipment financing for Canada's aesthetics, wellness, and longevity industries. Helping clinics, studios, and practices invest in the technology they need to grow, with financing, guidance, and a launch strategy designed for how these businesses actually operate.

587-400-2044 (Call/Text · 7AM–10PM Daily)

Aesthetic Capital is a marketing and referral service. All financing is provided by LeaseVantage and is subject to credit approval. Aesthetic Capital receives compensation from LeaseVantage on funded transactions. Aesthetic Capital is not a lender, bank, or licensed financial advisor, and does not hold, manage, or invest funds. Estimates provided by the ROI calculator are illustrative only and do not constitute an offer of financing.

© 2026 Aesthetic Capital, a Velakova Ventures company. Canadian owned and operated.